{"id":7807,"date":"2024-12-09T14:04:27","date_gmt":"2024-12-09T12:04:27","guid":{"rendered":"https:\/\/sloglobal.net\/?p=7807"},"modified":"2024-12-09T14:16:16","modified_gmt":"2024-12-09T12:16:16","slug":"mckinseyevo-porocilo-o-bankah-v-2024","status":"publish","type":"post","link":"https:\/\/sloglobal.net\/sl\/novice\/mckinseyevo-porocilo-o-bankah-v-2024\/","title":{"rendered":"McKinseyevo poro\u010dilo o bankah v 2024"},"content":{"rendered":"\n

Oktobra so iz McKinsey & Company objavili, da sta bili zadnji dve leti najbolj\u0161i za ban\u010dni\u0161tvo vse od svetovne finan\u010dne krize (GFC) 2007\u20132009, z zdravo donosnostjo, kapitalom in likvidnostjo. Kljub temu je trg skepti\u010den do dolgoro\u010dnega ustvarjanja vrednosti in uvr\u0161\u010da ban\u010dni\u0161tvo na zadnje mesto med sektorji glede ve\u010dkratnikov med ceno in knjigovodsko vrednostjo.
\u010ce pogledamo banke, ki so bile v zadnjih petih do desetih letih uspe\u0161nej\u0161e, bi lahko na\u0161li odgovor na to, kako lahko banke dose\u017eejo hitrost pobega. Najbolj\u0161e banke uporabljajo kombinacijo pametnih potez na treh strukturnih razse\u017enostih (pazljivo izbiranje segmentov, iskanje obsega, kjer je to lahko pomembno in strate\u0161ko lociranje, bodisi geografsko ali v vrednostni verigi) in strogega operativnega izvajanja v razli\u010dnih zmogljivostih (npr. , analitika, u\u010dinkovitost tr\u017eenja, operativni model in tehnologija).<\/p>\n\n\n\n

Dobra novica za ostalo industrijo je, da je stvari mogo\u010de izbolj\u0161ati. Dejansko je pribli\u017eno 10 odstotkov panoge v zadnjih petih letih izbolj\u0161alo kar pet decilov donosa opredmetenega lastni\u0161kega kapitala (\u010deprav je nasprotno pribli\u017eno dve tretjini panoge ostalo znotraj dveh decilov svoje prej\u0161nje uspe\u0161nosti). Da si bo ban\u010dni\u0161tvo povrnilo svoj ve\u010dkratnik, bodo morale vodstvene ekipe pri\u010darati dinamiko teh zmagovalcev. Verjamemo, da bo ta \"vodstveni koli\u010dnik\" tisto, kar bo naredilo resni\u010dno razliko v preostalih letih do 2030.<\/p>\n\n\n\n

Prenberite ve\u010d ali prenesite celotno poro\u010dilo na McKinsey & Company<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

V prihodnjih letih bo \u00bbvodstveni koli\u010dnik\u00ab pokazal razliko med vodilnimi in zaostalimi v industriji.<\/p>\n","protected":false},"author":3,"featured_media":7809,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[80,79],"tags":[676,67,74,417,660,388,14],"class_list":["post-7807","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-novice","category-news","tag-banke","tag-business","tag-business-sl","tag-mckinseycompany-2","tag-napoved","tag-porocilo","tag-sgbn-2"],"acf":[],"_links":{"self":[{"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/posts\/7807","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/comments?post=7807"}],"version-history":[{"count":2,"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/posts\/7807\/revisions"}],"predecessor-version":[{"id":7815,"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/posts\/7807\/revisions\/7815"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/media\/7809"}],"wp:attachment":[{"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/media?parent=7807"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/categories?post=7807"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sloglobal.net\/sl\/wp-json\/wp\/v2\/tags?post=7807"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}